Found the FIX!!!
Its a software acceleration issue. To correct the disappearing pictures when scrolling....perform the following:
Go to Start
control Panel
Appearance & Themes
Display
Display Properties
Advanced Button
It may be something different on your display but look for
Plug & Play Monitor & Radeon X800 XT Properties
Troubleshoot Tab
Move the slider until you read " Disable all Direct Draw & Direct 3D Acceleratiions..."
This fixed my problem with disappearing pictures & Microsoft Word 2003!!!